Coverage year
Household size
people
Expected household incomeMAGI for that year
Benchmark silver premiumsecond-lowest silver, from HealthCare.gov
/ mo
Your plan's premium0 = same as benchmark
/ mo

Estimated premium tax credit

$768.75/mo

$9,225 a year · you pay $331.25/mo

Income as % of poverty line
231%
Poverty line for your household
$21,640
Share of income you pay (benchmark plan)
7.95%
Your expected contribution
$331.25/mo
Your premium after the credit
$331.25/mo

Any advance credit above what you qualify for must be repaid in full at tax time (the repayment caps ended with 2026 coverage) — update your income estimate on HealthCare.gov if it changes.

Credit$768.75/mo

Estimates for education, not financial advice.ACA subsidy calculator by Numlight ↗