Birth year
Benefit at full retirement agefrom your SSA statement
/ mo
Claiming age
years
Plus months
months
Plan to agefor lifetime totals
years

Monthly benefit at your claiming age

$2,200

+0% vs full retirement age (67)

Per year
$26,400
Lifetime total
$475,200
Full retirement age
67
70 beats 62 after age
80 yr 5 mo

Amounts in today's dollars; every option also gets yearly cost-of-living increases.

Monthly benefit by claiming age

62: Monthly benefit 1,5406263: Monthly benefit 1,6506364: Monthly benefit 1,76065: Monthly benefit 1,9066566: Monthly benefit 2,05367: Monthly benefit 2,2006768: Monthly benefit 2,37669: Monthly benefit 2,5526970: Monthly benefit 2,72870
Monthly benefit

Every claiming age compared

Claim atChangeMonthlyLifetime total
62-30%$1,540$425,040
63-25%$1,650$435,600
64-20%$1,760$443,520
65-13.3%$1,906$457,440
66-6.7%$2,053$468,084
67+0%$2,200$475,200
68+8%$2,376$484,704
69+16%$2,552$489,984
70+24%$2,728$491,040
Monthly benefit$2,200

Estimates for education, not financial advice.Social Security claiming age calculator by Numlight ↗