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District of Columbia at a glance
- Effective property tax
- 0.63%
- Rank (1 = highest)
- 36th of 51
- Median home value
- $733,400
- Median tax bill
- $4,594/yr
On the same $400,000 home, property tax in District of Columbia adds about $210.00/month, versus $296.67/month at the national rate.
District of Columbia mortgage payments by home price
| Home price | Principal & interest | Property tax | Total / month |
|---|---|---|---|
| $375,000 | $1,896.20 | $196.88 | $2,243.08 |
| $550,000 | $2,781.10 | $288.75 | $3,219.85 |
| $725,000 | $3,665.99 | $380.63 | $4,196.62 |
| $1,100,000 | $5,562.20 | $577.50 | $6,289.70 |
| $1,475,000 | $7,458.40 | $774.38 | $8,382.78 |
20% down, 6.5% 30-year fixed (example rate), 0.63% property tax, $1,800/yr insurance, no HOA. Also see: how much house you can afford in District of Columbia.
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Assumptions
- Fixed interest rate for the full term.
- Property tax, insurance and HOA stay constant (in reality they usually rise over time).
- PMI applies only when the loan is over 80% of the home price, and stops once the balance reaches 78% of the original price.
- Extra payments go entirely to principal.
- District of Columbia figures: Effective rate = ACS median real estate taxes paid ÷ ACS median value, owner-occupied housing units, by state. Source: US Census Bureau ACS 2024.
Frequently asked questions
What is the property tax rate in District of Columbia?+
The effective property tax rate in District of Columbia is about 0.63% of home value a year (median taxes paid $4,594 on a median home worth $733,400). That's the 36th highest of 50 states and DC, and lower than the national 0.89%. Your actual bill depends on your county, city and exemptions.
What's the mortgage payment on a median-priced home in District of Columbia?+
For a $735,000 home with 20% down at an example 6.5% 30-year rate, the payment is about $4,252.44 a month, including $385.88 of property tax and $150.00 of insurance.
How much income do I need to buy a home in District of Columbia?+
To afford the median District of Columbia home ($735,000) under the 28/36 guideline with 10% down and no other debts, you'd need roughly $214,000 a year in gross income at a 6.5% rate.
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Last reviewed October 14, 2026. Calculator version 1.0.0. Sources: US Census Bureau, ACS 2024 1-year, Table B25103 (Median Real Estate Taxes Paid) · US Census Bureau, ACS 2024 1-year, Table B25077 (Median Value, Owner-Occupied). Results are estimates for educational purposes, not financial, tax or lending advice. How we check our numbers.