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Calculators ▾

Free calculators for your website

Bloggers, real-estate agents, credit unions and HR teams can embed any Numlight calculator for free. It resizes itself, works on phones, follows light or dark mode, and stays up to date with current tax rules — you never have to maintain it.

How to add one

  1. Pick a calculator below and copy its two lines.
  2. Paste them into your page's HTML where the calculator should appear.
  3. Optional: add data-theme="light" or "dark" to force a theme.

Free to use with the "by Numlight" link left in place. Calculations run in the visitor's browser; we don't collect their inputs.

Home & mortgage

Mortgage calculator

What will my monthly mortgage payment be?

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<div data-numlight="mortgage-payment"></div>
<script src="https://numlight.com/embed.js" async></script>

Home affordability calculator

How much house can I afford?

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<div data-numlight="home-affordability"></div>
<script src="https://numlight.com/embed.js" async></script>

Mortgage payoff calculator

How much sooner can I pay off my mortgage?

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<div data-numlight="mortgage-payoff"></div>
<script src="https://numlight.com/embed.js" async></script>

Mortgage refinance calculator

Should I refinance my mortgage?

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<div data-numlight="refinance"></div>
<script src="https://numlight.com/embed.js" async></script>

VA loan calculator

VA loan payment with the funding fee

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<div data-numlight="va-loan"></div>
<script src="https://numlight.com/embed.js" async></script>

FHA loan calculator

FHA loan payment with mortgage insurance

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<div data-numlight="fha-loan"></div>
<script src="https://numlight.com/embed.js" async></script>

Conventional loan & PMI calculator

When will my PMI go away?

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<div data-numlight="conventional-loan"></div>
<script src="https://numlight.com/embed.js" async></script>

FHA vs conventional loan calculator

Which loan is cheaper for my home?

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<div data-numlight="fha-vs-conventional"></div>
<script src="https://numlight.com/embed.js" async></script>

USDA loan calculator

Zero-down rural home loan payment

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<div data-numlight="usda-loan"></div>
<script src="https://numlight.com/embed.js" async></script>

House price from monthly payment calculator

What home price fits my monthly budget?

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<div data-numlight="price-from-payment"></div>
<script src="https://numlight.com/embed.js" async></script>

Debt-to-income (DTI) calculator

Is my debt-to-income ratio OK for a loan?

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<div data-numlight="debt-to-income"></div>
<script src="https://numlight.com/embed.js" async></script>

Rent vs buy calculator

Is it better to rent or buy?

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<div data-numlight="rent-vs-buy"></div>
<script src="https://numlight.com/embed.js" async></script>

Amortization schedule calculator

See every loan payment, month by month

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<div data-numlight="amortization"></div>
<script src="https://numlight.com/embed.js" async></script>

HELOC calculator

How much can I borrow against my home?

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<div data-numlight="heloc"></div>
<script src="https://numlight.com/embed.js" async></script>

Paycheck & tax

Paycheck calculator

How much of my paycheck do I take home?

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<div data-numlight="paycheck"></div>
<script src="https://numlight.com/embed.js" async></script>

Salary after taxes calculator

What is my salary after taxes?

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<div data-numlight="salary-after-tax"></div>
<script src="https://numlight.com/embed.js" async></script>

Job offer calculator

Which job offer pays more after taxes?

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<div data-numlight="job-offer"></div>
<script src="https://numlight.com/embed.js" async></script>

2026 federal income tax calculator

How much federal tax will I owe for 2026?

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<div data-numlight="federal-income-tax"></div>
<script src="https://numlight.com/embed.js" async></script>

2026 tax law changes checker

What does the new tax law save me this year?

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<div data-numlight="tax-law-changes"></div>
<script src="https://numlight.com/embed.js" async></script>

No tax on tips & overtime calculator

How much will no tax on tips & overtime save me?

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<div data-numlight="tips-overtime-deduction"></div>
<script src="https://numlight.com/embed.js" async></script>

Moving states tax calculator

Which state would leave me more money?

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<div data-numlight="state-move"></div>
<script src="https://numlight.com/embed.js" async></script>

Self-employment tax calculator

What do I owe as a freelancer or 1099 worker?

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<div data-numlight="self-employment-tax"></div>
<script src="https://numlight.com/embed.js" async></script>

Salary to hourly calculator

Turn an hourly wage into a yearly salary

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<div data-numlight="salary-converter"></div>
<script src="https://numlight.com/embed.js" async></script>

ACA subsidy calculator

How much is my 2027 Obamacare subsidy?

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<div data-numlight="aca-subsidy"></div>
<script src="https://numlight.com/embed.js" async></script>

Debt & loans

Credit card payoff calculator

How long to pay off my credit card?

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<div data-numlight="credit-card-payoff"></div>
<script src="https://numlight.com/embed.js" async></script>

Debt payoff calculator (snowball vs avalanche)

Snowball or avalanche: get debt-free faster

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<div data-numlight="debt-payoff"></div>
<script src="https://numlight.com/embed.js" async></script>

Student loan repayment calculator (RAP)

What will my student loan payment be?

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<div data-numlight="student-loan"></div>
<script src="https://numlight.com/embed.js" async></script>

Personal loan calculator

What will a personal loan really cost?

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<div data-numlight="personal-loan"></div>
<script src="https://numlight.com/embed.js" async></script>

Auto loan calculator

What will my car payment be?

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<div data-numlight="auto-loan"></div>
<script src="https://numlight.com/embed.js" async></script>

Saving & retirement

Compound interest calculator

How much will my savings grow?

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<div data-numlight="compound-interest"></div>
<script src="https://numlight.com/embed.js" async></script>

401(k) calculator

How big will my 401(k) get?

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<div data-numlight="401k"></div>
<script src="https://numlight.com/embed.js" async></script>

Roth IRA calculator

How much can I put in a Roth IRA?

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<div data-numlight="roth-ira"></div>
<script src="https://numlight.com/embed.js" async></script>

Roth vs traditional calculator

Roth or traditional: which saves more?

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<div data-numlight="roth-vs-traditional"></div>
<script src="https://numlight.com/embed.js" async></script>

HSA calculator

How much does an HSA save me in taxes?

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<div data-numlight="hsa"></div>
<script src="https://numlight.com/embed.js" async></script>

Social Security claiming age calculator

When should I claim Social Security?

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<div data-numlight="social-security"></div>
<script src="https://numlight.com/embed.js" async></script>

Inflation calculator

What is a past dollar worth today?

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<div data-numlight="inflation"></div>
<script src="https://numlight.com/embed.js" async></script>