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Moving from California to Texas: what changes?

Compare California and Texas for your salary: take-home pay after 2026 state income tax, property tax on the same home, and typical home values.

Moving from
Moving to
Annual salary
Filing
Home value0 if renting

Moving to Texas leaves you better off by

$1,772/yr

Take-home +$6,370 · property tax +$4,598

Texas has no tax on wages, but its property taxes are higher — on this home that offsets 72% of the income-tax savings.

Taxes are only part of the picture: housing, insurance, wages and everyday costs differ by city more than by state.

California vs Texas

CaliforniaTexas
Take-home pay$72,810$79,180
State income tax$5,070$0
Property tax on this home$5,373$9,971
Median home value$759,500$313,200
Property tax on a median home$5,370$4,109
Better off$1,772/yr

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Take-home pay: California vs Texas

SalaryCA take-homeTX take-homeDifference / yr
$60,000$47,961$50,390+$2,429
$100,000$72,810$79,180+$6,370
$150,000$102,121$113,791+$11,670
$250,000$160,912$183,182+$22,270

Single filer, standard deduction, 2026 federal and state rules; local taxes excluded.

Homes and property tax

California: median home · property tax
$759,500 · 0.71%
Texas: median home · property tax
$313,200 · 1.31%

Assumptions

  • 2026 federal and state income tax on wages (single schedule for head of household), standard deductions; local income taxes excluded.
  • Property tax uses each state's average effective rate (Census ACS); your county and city can differ a lot.
  • Median home values are for owner-occupied homes statewide (Census ACS).

Frequently asked questions

How much would I save in taxes moving from California to Texas?+

On a $100,000 salary (single), take-home pay changes by $6,370 a year: California income tax is $5,070 and Texas's is $0 in 2026.

Are property taxes higher in Texas than California?+

Texas's average effective property tax rate is 1.31% vs 0.71% in California. On a $759,500 home that's $9,965 vs $5,370 a year.

Are homes cheaper in Texas?+

The median owner-occupied home is worth about $313,200 in Texas and $759,500 in California (Census ACS).

Uses 2026 rules and limits. Last reviewed October 15, 2026. Calculator version 1.0.0. Sources: IRS Rev. Proc. 2025-32 (tax year 2026 inflation adjustments) · IRS Schedule 1-A (tips, overtime, car loan interest, seniors) · IRS — OBBBA deductions for working Americans and seniors · Journal of Accountancy — Social Security wage base and COLA for 2026 · IRS Instructions for Schedule A (SALT limitation worksheet) · Tax Foundation — State Individual Income Tax Rates and Brackets, 2026 · US Census Bureau, ACS 2024 1-year, Table B25103 (Median Real Estate Taxes Paid) · US Census Bureau, ACS 2024 1-year, Table B25077 (Median Value, Owner-Occupied). Results are estimates for educational purposes, not financial, tax or lending advice. How we check our numbers.