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Moving from Massachusetts to Florida: what changes?

Compare Massachusetts and Florida for your salary: take-home pay after 2026 state income tax, property tax on the same home, and typical home values.

Moving from
Moving to
Annual salary
Filing
Home value0 if renting

Moving to Florida leaves you better off by

$6,734/yr

Take-home +$5,240 · property tax −$1,494

Taxes are only part of the picture: housing, insurance, wages and everyday costs differ by city more than by state.

Massachusetts vs Florida

MassachusettsFlorida
Take-home pay$73,940$79,180
State income tax$4,780$0
Property tax on this home$6,056$4,562
Median home value$607,400$396,900
Property tax on a median home$6,080$2,993
Better off$6,734/yr

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Take-home pay: Massachusetts vs Florida

SalaryMA take-homeFL take-homeDifference / yr
$60,000$47,334$50,390+$3,056
$100,000$73,940$79,180+$5,240
$150,000$105,821$113,791+$7,970
$250,000$170,053$183,182+$13,129

Single filer, standard deduction, 2026 federal and state rules; local taxes excluded.

Homes and property tax

Massachusetts: median home · property tax
$607,400 · 1.00%
Florida: median home · property tax
$396,900 · 0.75%

Assumptions

  • 2026 federal and state income tax on wages (single schedule for head of household), standard deductions; local income taxes excluded.
  • Property tax uses each state's average effective rate (Census ACS); your county and city can differ a lot.
  • Median home values are for owner-occupied homes statewide (Census ACS).

Frequently asked questions

How much would I save in taxes moving from Massachusetts to Florida?+

On a $100,000 salary (single), take-home pay changes by $5,240 a year: Massachusetts income tax is $4,780 and Florida's is $0 in 2026.

Are property taxes higher in Florida than Massachusetts?+

Florida's average effective property tax rate is 0.75% vs 1.00% in Massachusetts. On a $607,400 home that's $4,580 vs $6,080 a year.

Are homes cheaper in Florida?+

The median owner-occupied home is worth about $396,900 in Florida and $607,400 in Massachusetts (Census ACS).

Uses 2026 rules and limits. Last reviewed October 15, 2026. Calculator version 1.0.0. Sources: IRS Rev. Proc. 2025-32 (tax year 2026 inflation adjustments) · IRS Schedule 1-A (tips, overtime, car loan interest, seniors) · IRS — OBBBA deductions for working Americans and seniors · Journal of Accountancy — Social Security wage base and COLA for 2026 · IRS Instructions for Schedule A (SALT limitation worksheet) · Tax Foundation — State Individual Income Tax Rates and Brackets, 2026 · US Census Bureau, ACS 2024 1-year, Table B25103 (Median Real Estate Taxes Paid) · US Census Bureau, ACS 2024 1-year, Table B25077 (Median Value, Owner-Occupied). Results are estimates for educational purposes, not financial, tax or lending advice. How we check our numbers.