Same salary, different paycheck: take-home pay in every state (2026)
We ran the same four salaries through 2026 federal, FICA and state tax rules in all 50 states, DC and New York City — then worked out how much you'd need to earn in each place to keep what a $75,000 earner keeps in Texas.
Updated October 21, 2026 · 5 min read · Numbers computed with our tested calculators and official sources.
Key findings
Same job, same $75,000 salary, very different paychecks. Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Wyoming don't tax wages, so you keep $61,593. Washington has no income tax either, but its paid-leave and long-term-care premiums leave $60,552. At the other end, New York City stacks a city income tax on New York State's, leaving $55,343.
Flip it around and the cost of state taxes becomes a raise you'd need: $85,310 in New York City, $85,140 in Oregon and $81,230 in California to match a $75,000 paycheck in Texas. Keep that in mind when you compare job offers across state lines.
The gap at every income
| Salary | Most take-home | Least take-home | Gap / year |
|---|---|---|---|
| $50,000 | $42,355 (AK) | $38,510 (OR) | $3,845 |
| $75,000 | $61,593 (AK) | $55,343 (NYC) | $6,249 |
| $100,000 | $79,180 (AK) | $70,467 (NYC) | $8,713 |
| $150,000 | $113,791 (AK) | $100,190 (NYC) | $13,601 |
Take-home pay in every state (2026)
Single filer, standard deduction, no pre-tax deductions. Sorted by take-home pay on $75,000. The last column is the salary you'd need there to keep $61,593 — what $75,000 leaves you in Texas.
| # | Place | On $50,000 | On $75,000 | On $100,000 | On $150,000 | Salary to match $75,000 in TX |
|---|---|---|---|---|---|---|
| 1 | Alaska | $42,355 | $61,593 | $79,180 | $113,791 | $75,000 |
| 2 | Florida | $42,355 | $61,593 | $79,180 | $113,791 | $75,000 |
| 3 | Nevada | $42,355 | $61,593 | $79,180 | $113,791 | $75,000 |
| 4 | New Hampshire | $42,355 | $61,593 | $79,180 | $113,791 | $75,000 |
| 5 | South Dakota | $42,355 | $61,593 | $79,180 | $113,791 | $75,000 |
| 6 | Tennessee | $42,355 | $61,593 | $79,180 | $113,791 | $75,000 |
| 7 | Texas | $42,355 | $61,593 | $79,180 | $113,791 | $75,000 |
| 8 | Wyoming | $42,355 | $61,593 | $79,180 | $113,791 | $75,000 |
| 9 | North Dakota | $42,355 | $61,389 | $78,489 | $112,125 | $75,300 (+0.4%) |
| 10 | Washington | $41,661 | $60,552 | $77,793 | $111,710 | $76,510 (+2.0%) |
| 11 | Ohio | $41,762 | $60,312 | $77,212 | $110,448 | $76,900 (+2.5%) |
| 12 | Arizona | $41,314 | $59,926 | $76,889 | $110,250 | $77,460 (+3.3%) |
| 13 | Louisiana | $41,241 | $59,729 | $76,566 | $109,677 | $77,770 (+3.7%) |
| 14 | Indiana | $40,910 | $59,410 | $76,260 | $109,396 | $78,240 (+4.3%) |
| 15 | Iowa | $41,107 | $59,394 | $76,032 | $108,743 | $78,310 (+4.4%) |
| 16 | Mississippi | $41,087 | $59,325 | $75,912 | $108,523 | $78,420 (+4.6%) |
| 17 | Pennsylvania | $40,820 | $59,290 | $76,110 | $109,186 | $78,430 (+4.6%) |
| 18 | New Mexico | $41,171 | $59,233 | $75,611 | $107,772 | $78,600 (+4.8%) |
| 19 | Utah | $41,071 | $59,184 | $75,646 | $108,007 | $78,660 (+4.9%) |
| 20 | North Carolina | $40,869 | $59,109 | $75,699 | $108,315 | $78,750 (+5.0%) |
| 21 | Vermont | $41,114 | $59,103 | $75,040 | $106,178 | $78,910 (+5.2%) |
| 22 | Kentucky | $40,723 | $59,085 | $75,798 | $108,659 | $78,760 (+5.0%) |
| 23 | Nebraska | $40,960 | $59,060 | $75,510 | $107,846 | $78,850 (+5.1%) |
| 24 | Missouri | $40,942 | $59,005 | $75,417 | $107,678 | $78,950 (+5.3%) |
| 25 | Wisconsin | $40,936 | $58,998 | $75,261 | $107,222 | $78,990 (+5.3%) |
| 26 | West Virginia | $40,834 | $58,912 | $75,295 | $107,496 | $79,090 (+5.5%) |
| 27 | Arkansas | $40,618 | $58,880 | $75,493 | $108,154 | $79,090 (+5.5%) |
| 28 | Oklahoma | $40,651 | $58,763 | $75,226 | $107,587 | $79,300 (+5.7%) |
| 29 | Idaho | $40,813 | $58,726 | $74,988 | $106,949 | $79,410 (+5.9%) |
| 30 | Montana | $40,762 | $58,716 | $74,891 | $106,677 | $79,450 (+5.9%) |
| 31 | New Jersey | $40,930 | $58,682 | $74,580 | $105,796 | $79,570 (+6.1%) |
| 32 | Colorado | $40,643 | $58,671 | $75,048 | $107,239 | $79,460 (+5.9%) |
| 33 | Connecticut | $40,780 | $58,668 | $74,755 | $106,191 | $79,550 (+6.1%) |
| 34 | Michigan | $40,481 | $58,656 | $75,181 | $107,667 | $79,450 (+5.9%) |
| 35 | Rhode Island | $40,547 | $58,572 | $74,932 | $107,168 | $79,620 (+6.2%) |
| 36 | Maryland | $40,344 | $58,394 | $74,794 | $106,875 | $79,880 (+6.5%) |
| 37 | Georgia | $40,383 | $58,323 | $74,613 | $106,629 | $80,020 (+6.7%) |
| 38 | South Carolina | $40,512 | $58,250 | $74,337 | $105,948 | $80,200 (+6.9%) |
| 39 | Kansas | $40,365 | $58,207 | $74,400 | $106,221 | $80,230 (+7.0%) |
| 40 | District of Columbia | $40,521 | $58,164 | $73,649 | $104,010 | $80,510 (+7.3%) |
| 41 | Alabama | $40,120 | $58,108 | $74,445 | $106,556 | $80,340 (+7.1%) |
| 42 | Virginia | $40,294 | $58,094 | $74,244 | $105,980 | $80,420 (+7.2%) |
| 43 | Illinois | $40,025 | $58,025 | $74,375 | $106,511 | $80,460 (+7.3%) |
| 44 | California | $40,656 | $57,830 | $72,810 | $102,121 | $81,230 (+8.3%) |
| 45 | New York | $40,036 | $57,816 | $73,908 | $105,569 | $80,860 (+7.8%) |
| 46 | Massachusetts | $39,845 | $57,718 | $73,940 | $105,821 | $80,980 (+8.0%) |
| 47 | Maine | $40,162 | $57,712 | $73,526 | $104,562 | $81,120 (+8.2%) |
| 48 | Minnesota | $40,258 | $57,686 | $73,463 | $104,189 | $81,200 (+8.3%) |
| 49 | Delaware | $40,057 | $57,684 | $73,521 | $104,632 | $81,180 (+8.2%) |
| 50 | Hawaii | $40,071 | $57,423 | $73,110 | $103,863 | $81,650 (+8.9%) |
| 51 | Oregon | $38,510 | $55,410 | $70,660 | $100,342 | $85,140 (+13.5%) |
| 52 | New York City | $38,528 | $55,343 | $70,467 | $100,190 | $85,310 (+13.7%) |
Download the data (CSV) → · See any salary in any state with the salary after taxes calculator.
How we calculated it
- Wages only, single filer, 2026 federal standard deduction, no 401(k) or other pre-tax deductions, W-2 employee.
- Federal income tax (2026 brackets), Social Security (6.2% up to the wage base) and Medicare (1.45% plus 0.9% above $200,000).
- State income tax with each state's 2026 brackets, deductions and personal exemptions, plus state payroll programs employees pay (for example California SDI, Washington Paid Leave and WA Cares, New York PFL, New Jersey TDI/FLI).
- Local income taxes are excluded except New York City. Property, sales taxes and cost of living are not included.
- "Salary to match" is solved numerically: the lowest salary (to the next $10) whose take-home is at least $61,593.
Use this data
Journalists, bloggers and researchers are welcome to use these numbers and charts under CC BY 4.0. Please credit Numlight with a link to this page:
Numlight (2026). Take-home pay by state: same salary, different paycheck. https://numlight.com/guides/take-home-pay-by-state/Questions or a custom cut of the data: [email protected].
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Frequently asked questions
Which state has the highest take-home pay in 2026?+
The eight states with no wage income tax and no state payroll premiums — Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Wyoming — tie for the most take-home pay: $61,593 on a $75,000 salary for a single filer in 2026.
Where do you keep the least of your paycheck?+
New York City: $55,343 on $75,000, $6,249 less than in a no-income-tax state. Among states, Oregon is lowest at $55,410.
How much more do you need to earn in California to match Texas?+
$81,230 in California takes home about what $75,000 does in Texas ($61,593) — +8.3%. In New York City it's $85,310, in Oregon $85,140.
Does this include local taxes and cost of living?+
It includes federal income tax, Social Security, Medicare, state income tax and state payroll programs such as California SDI and Washington's paid leave. It leaves out local income taxes (except New York City), property and sales taxes, and cost of living — rent usually matters more than income tax.
Can I use this data?+
Yes. The data is free to use under CC BY 4.0 — credit Numlight with a link to this page. Download the CSV below.