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Everyday prices in 2040
What today's prices would become in 2040 (14 years from now) under three inflation paths:
| Today | Fed's 2% target (2%) | Last 30 years' average (2.56%) | Average since 1913 (3.17%) |
|---|---|---|---|
| $100 of groceries | $132 | $142 | $155 |
| $1,500 monthly rent | $1,979/mo | $2,137/mo | $2,322/mo |
| $4 cup of coffee | $5.28 | $5.70 | $6.19 |
| $35,000 new car | $46,182 | $49,861 | $54,176 |
| $60,000 salary (same lifestyle) | $79,170/yr | $85,476/yr | $92,874/yr |
| $250/month phone, internet & streaming | $330/mo | $356/mo | $387/mo |
| $1,000,000 retirement goal | $1,319,500 | $1,424,600 | $1,547,900 |
| $3.50 gallon of gas | $4.62 | $4.99 | $5.42 |
| $12,000 a year of college tuition | $15,834/yr | $17,095/yr | $18,575/yr |
| $100,000 in savings buys… | $75,790 today | $70,200 today | $64,600 today |
At these rates prices double roughly every 35 years, 27 years, 22 years respectively. Projections, not forecasts — historical averages from BLS CPI-U data.
What $100 of today's prices will cost
At the Fed's 2% target, a typical 3%, and the US average since 1913 (3.17% a year, from BLS CPI data):
| Year | At 2% | At 3% | At 3.17% | $100 buys (3%) |
|---|---|---|---|---|
| 2030 | $108.24 | $112.55 | $113.30 | $88.85 |
| 2035 | $119.51 | $130.48 | $132.43 | $76.64 |
| 2040 | $131.95 | $151.26 | $154.79 | $66.11 |
| 2045 | $145.68 | $175.35 | $180.93 | $57.03 |
| 2050 | $160.84 | $203.28 | $211.49 | $49.19 |
Looking back instead? See what past dollars are worth today. Protect your savings from inflation with an interest-earning plan.
Why prices keep rising
The Federal Reserve aims for 2% inflation a year over time. Actual inflation has swung far from that — from falling prices in the early 1930s to double digits around 1980 and a spike in 2022. Over the long run, US prices have risen about 3.17% a year, which doubles prices roughly every 22 years. Money sitting in cash loses that much buying power every year; savings that earn more than inflation keep up.
Assumptions
- A projection, not a forecast: future inflation is unknown. Historical averages come from the BLS CPI-U (annual averages to the latest month).
- Inflation is assumed steady every year; real prices of specific things (rent, tuition, health care) can rise faster or slower.
Frequently asked questions
How much will $100 be worth in 2040?+
At 3% inflation, $100 will buy about $66.11 of today's goods in 2040. Something that costs $100 today would cost about $151.26 — or $131.95 at the Fed's 2% target and $154.79 at the US average since 1913 (3.17%).
What will a $50,000 salary need to be in 2040?+
To keep the same buying power at 3% inflation, about $75,630.00 a year.
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Last reviewed October 18, 2026. Calculator version 1.0.0. Sources: US Bureau of Labor Statistics — CPI-U, US city average, all items (CUUR0000SA0). Results are estimates for educational purposes, not financial, tax or lending advice. How we check our numbers. Embed this calculator on your site for free.