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Iowa paycheck calculator

Iowa: flat income tax of 3.8%. Enter your salary to see take-home pay per paycheck with 2026 federal and Iowa rules.

Annual salarygross, before taxes
/ yr
State
Pay frequency
Filing status

Take-home pay per paycheck

$2,284.40

$59,394 a year · 20.8% of gross goes to taxes

  • Take-home pay$2,284.40
  • Federal income tax$295.00
  • Social Security$178.85
  • Medicare$41.83
  • State income tax$84.55
Gross per paycheck
$2,884.62
Federal bracket
22%
State bracket
3.8%
Paid every
two weeks

Paycheck breakdown

Per paycheckPer year
Gross pay$2,884.62$75,000
Federal income tax−$295.00−$7,670
Social Security (6.2%)−$178.85−$4,650
Medicare (1.45%)−$41.83−$1,088
IA state income tax−$84.55−$2,198
Take-home pay$2,284.40$59,394
Take-home per check$2,284.40

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Take-home pay in Iowa by salary

SalaryFederal taxIA taxFICATake-home
$40,000$2,620$868$3,060$33,452
$60,000$5,020$1,628$4,590$48,762
$75,000$7,670$2,198$5,738$59,394
$100,000$13,170$3,148$7,650$76,032
$150,000$24,734$5,048$11,475$108,743
$200,000$36,734$6,948$14,339$141,979

Single filer, standard deduction, no 401(k) or pre-tax benefits. Some Iowa school districts add a surtax.

Iowa income tax rates for 2026

Iowa — Single

3.8%Over $0

Iowa — Married filing jointly

3.8%Over $0

Standard deduction: $16,100 single / $32,200 joint. Personal exemption: $40 credit single / $80 credit joint / $40 credit per dependent. Source: Tax Foundation — State Individual Income Tax Rates and Brackets, 2026.

Assumptions

  • 2026 federal tax rules and state rates as of January 1, 2026. Federal withholding is shown as your full-year tax spread evenly — what a standard W-4 aims for.
  • Standard deduction; no other income. Head of household and married-separate use the single state schedule.
  • Local/city income taxes aren't included unless you choose one (e.g. New York City).
  • Includes CA SDI payroll tax.
  • Section 125 benefits lower federal, FICA and state taxable wages; 401(k) lowers federal and state but not FICA.
  • Some Iowa school districts add a surtax.

Frequently asked questions

How much is $75,000 a year after taxes in Iowa?+

About $59,394 a year, or $2,284.40 per biweekly paycheck, for a single filer with the standard deduction. That includes $2,198 of Iowa income tax (local taxes excluded — Some Iowa school districts add a surtax.).

Does Iowa have a state income tax?+

Flat income tax: 3.8% on taxable income in 2026.

What is the Iowa standard deduction?+

$16,100 for single filers and $32,200 for married couples filing jointly, with personal exemptions of $40 credit (single) and $40 credit per dependent.

How does Iowa compare with other states?+

On a $75,000 salary, Iowa ranks #15 of 51 (including DC) for take-home pay, where #1 keeps the most.

Uses 2026 rules and limits. Last reviewed October 15, 2026. Calculator version 1.0.0. Sources: IRS Rev. Proc. 2025-32 (tax year 2026 inflation adjustments) · IRS Schedule 1-A (tips, overtime, car loan interest, seniors) · IRS — OBBBA deductions for working Americans and seniors · Journal of Accountancy — Social Security wage base and COLA for 2026 · IRS Instructions for Schedule A (SALT limitation worksheet) · Tax Foundation — State Individual Income Tax Rates and Brackets, 2026 · NY Department of Taxation — IT-201 instructions, New York City tax rate schedule. Results are estimates for educational purposes, not financial, tax or lending advice. How we check our numbers.