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Arkansas closing cost & transfer tax calculator

Pre-filled for Arkansas at about the median home price ($215,000). The taxes here come to $710 — 0.33% of the price. Change the price, down payment or local rate to match your purchase.

State
Home price
Down paymentsome states also tax the mortgage
%

Transfer & recording taxes in Arkansas

$710

0.33% of the price · about $5,010 with other closing costs

  • Taxes split by law$709.50
  • Other closing costs (estimate)$4,300.00
Buyer's share of taxes
$355
Seller's share of taxes
$355
Other closing costs (estimate)
$4,300
Cash to close for the buyer (down payment + costs, if the buyer pays the 'either' taxes)
$26,155

Split between buyer and seller unless the contract says otherwise.

Arkansas taxes on this purchase

Tax (usually paid by)Amount
Real property transfer tax ($3.30 per $1,000) — split 50/50 by law$709.50
Transfer taxes$710

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Arkansas transfer tax rules (2026)

Split between buyer and seller unless the contract says otherwise.

TaxRateUsually paid by
Real property transfer tax ($3.30 per $1,000)0.33%Split by law

Arkansas transfer tax by home price

Home priceBuyerSellerBy contractTotal taxes
$100,000$165$165—$330 (0.33%)
$200,000$330$330—$660 (0.33%)
$225,000$371$371—$743 (0.33%)
$325,000$536$536—$1,073 (0.33%)
$425,000$701$701—$1,403 (0.33%)
$1,000,000$1,650$1,650—$3,300 (0.33%)
$1,500,000$2,475$2,475—$4,950 (0.33%)

10% down, principal residence. Taxes split by law are shown half to each side. Exemptions (first-time buyer, senior, affordable housing) aren't applied.

Arkansas vs other states

On a $400,000 home Arkansas's taxes are $1,320 (0.33%), the 22nd highest of 51. States nearby in the ranking:

All states: real estate transfer tax by state. Monthly payment: Arkansas mortgage calculator · how much house you can afford in Arkansas.

Sources

Checked 2026-10-23. Rates change — we re-check every state on a schedule. Confirm with your title company or closing attorney.

Assumptions

  • Transfer and recording taxes use each state's published rates; exemptions (first-time buyer, senior, affordable housing) aren't applied unless noted.
  • Who pays a tax can be changed by the purchase contract; "either" means local custom or the contract decides.
  • Other closing costs (lender, title, appraisal, prepaid items) vary widely — use your Loan Estimate for real numbers.
  • Arkansas rules checked 2026-10-23: Arkansas DFA — real property transfer tax.

Frequently asked questions

How much is the transfer tax in Arkansas?+

On a $215,000 home (about the Arkansas median) the taxes come to $710, or 0.33% of the price: Real property transfer tax ($3.30 per $1,000) $710 (split by law).

Who pays the transfer tax in Arkansas, the buyer or the seller?+

Real property transfer tax ($3.30 per $1,000): split by law. Who pays can be negotiated in the purchase contract.

What are closing costs in Arkansas?+

Expect transfer and recording taxes ($710 on a $215,000 home) plus lender, title, appraisal and prepaid costs, which typically add about 2%–5% of the price nationally. Your lender's Loan Estimate shows the real numbers.

How does Arkansas compare with other states?+

On a $400,000 home, Arkansas's $1,320 in taxes ranks 22nd highest of 50 states and DC. Delaware is highest at $16,000; 15 states charge no state transfer tax at all.

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Uses 2026 rules and limits. Last reviewed October 23, 2026. Calculator version 1.0.0. Sources: Freddie Mac (via industry summaries) — closing costs typically 2%–5% of the purchase price. Results are estimates for educational purposes, not financial, tax or lending advice. How we check our numbers. Embed this calculator on your site for free.