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Colorado transfer tax rules (2026)
One of the lowest in the country.
| Tax | Rate | Usually paid by |
|---|---|---|
| State documentary fee ($0.01 per $100) | 0.01% | Buyer |
| City transfer taxCity transfer tax (a few mountain towns such as Aspen charge one) | Varies — enter yours | Contract / custom |
Colorado transfer tax by home price
| Home price | Buyer | Seller | By contract | Total taxes |
|---|---|---|---|---|
| $200,000 | $20 | $0 | — | $20 (0.01%) |
| $300,000 | $30 | $0 | — | $30 (0.01%) |
| $575,000(≈ median) | $58 | $0 | — | $58 (0.01%) |
| $875,000 | $88 | $0 | — | $88 (0.01%) |
| $1,000,000 | $100 | $0 | — | $100 (0.01%) |
| $1,150,000 | $115 | $0 | — | $115 (0.01%) |
| $1,500,000 | $150 | $0 | — | $150 (0.01%) |
10% down, principal residence. Taxes split by law are shown half to each side. Exemptions (first-time buyer, senior, affordable housing) aren't applied.
Colorado vs other states
On a $400,000 home Colorado's taxes are $40 (0.01%), the 36th highest of 51. States nearby in the ranking:
- Kentucky$400
- South Dakota$400
- AlaskaNo tax
- ArizonaNo tax
All states: real estate transfer tax by state. Monthly payment: Colorado mortgage calculator · how much house you can afford in Colorado.
Sources
Checked 2026-10-23. Rates change — we re-check every state on a schedule. Confirm with your title company or closing attorney.
Closing cost calculators for other states
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- District of Columbia
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Assumptions
- Transfer and recording taxes use each state's published rates; exemptions (first-time buyer, senior, affordable housing) aren't applied unless noted.
- Who pays a tax can be changed by the purchase contract; "either" means local custom or the contract decides.
- Other closing costs (lender, title, appraisal, prepaid items) vary widely — use your Loan Estimate for real numbers.
- Colorado rules checked 2026-10-23: Logan County, CO — recording fee schedule (C.R.S. 39-13-102).
Frequently asked questions
How much is the transfer tax in Colorado?+
On a $575,000 home (about the Colorado median) the taxes come to $58, or 0.01% of the price: State documentary fee ($0.01 per $100) $58 (buyer). That doesn't include the city transfer tax, which varies by location.
Who pays the transfer tax in Colorado, the buyer or the seller?+
State documentary fee ($0.01 per $100): buyer; City transfer tax: set by contract or local custom. Who pays can be negotiated in the purchase contract.
What are closing costs in Colorado?+
Expect transfer and recording taxes ($58 on a $575,000 home) plus lender, title, appraisal and prepaid costs, which typically add about 2%–5% of the price nationally. Your lender's Loan Estimate shows the real numbers.
How does Colorado compare with other states?+
On a $400,000 home, Colorado's $40 in taxes ranks 36th highest of 50 states and DC. Delaware is highest at $16,000; 15 states charge no state transfer tax at all.
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Uses 2026 rules and limits. Last reviewed October 23, 2026. Calculator version 1.0.0. Sources: Freddie Mac (via industry summaries) — closing costs typically 2%–5% of the purchase price. Results are estimates for educational purposes, not financial, tax or lending advice. How we check our numbers. Embed this calculator on your site for free.