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West Virginia transfer tax rules (2026)
| Tax | Rate | Usually paid by |
|---|---|---|
| Excise tax on transfers ($1.10 per $500) | 0.22% | Contract / custom |
| County excise tax ($0.55 per $500) | 0.11% | Contract / custom |
West Virginia transfer tax by home price
| Home price | Buyer | Seller | By contract | Total taxes |
|---|---|---|---|---|
| $175,000 | $0 | $0 | $578 | $578 (0.33%) |
| $200,000 | $0 | $0 | $660 | $660 (0.33%) |
| $250,000 | $0 | $0 | $825 | $825 (0.33%) |
| $350,000 | $0 | $0 | $1,155 | $1,155 (0.33%) |
| $1,000,000 | $0 | $0 | $3,300 | $3,300 (0.33%) |
| $1,500,000 | $0 | $0 | $4,950 | $4,950 (0.33%) |
10% down, principal residence. Taxes split by law are shown half to each side. Exemptions (first-time buyer, senior, affordable housing) aren't applied.
West Virginia vs other states
On a $400,000 home West Virginia's taxes are $1,320 (0.33%), the 24th highest of 51. States nearby in the ranking:
All states: real estate transfer tax by state. Monthly payment: West Virginia mortgage calculator · how much house you can afford in West Virginia.
Sources
Checked 2026-10-23. Rates change — we re-check every state on a schedule. Confirm with your title company or closing attorney.
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Assumptions
- Transfer and recording taxes use each state's published rates; exemptions (first-time buyer, senior, affordable housing) aren't applied unless noted.
- Who pays a tax can be changed by the purchase contract; "either" means local custom or the contract decides.
- Other closing costs (lender, title, appraisal, prepaid items) vary widely — use your Loan Estimate for real numbers.
- West Virginia rules checked 2026-10-23: W. Va. Code § 11-22-2.
Frequently asked questions
How much is the transfer tax in West Virginia?+
On a $170,000 home (about the West Virginia median) the taxes come to $561, or 0.33% of the price: Excise tax on transfers ($1.10 per $500) $374 (contract / custom), County excise tax ($0.55 per $500) $187 (contract / custom).
Who pays the transfer tax in West Virginia, the buyer or the seller?+
Excise tax on transfers ($1.10 per $500): contract / custom; County excise tax ($0.55 per $500): contract / custom. Who pays can be negotiated in the purchase contract.
What are closing costs in West Virginia?+
Expect transfer and recording taxes ($561 on a $170,000 home) plus lender, title, appraisal and prepaid costs, which typically add about 2%–5% of the price nationally. Your lender's Loan Estimate shows the real numbers.
How does West Virginia compare with other states?+
On a $400,000 home, West Virginia's $1,320 in taxes ranks 24th highest of 50 states and DC. Delaware is highest at $16,000; 15 states charge no state transfer tax at all.
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Uses 2026 rules and limits. Last reviewed October 23, 2026. Calculator version 1.0.0. Sources: Freddie Mac (via industry summaries) — closing costs typically 2%–5% of the purchase price. Results are estimates for educational purposes, not financial, tax or lending advice. How we check our numbers. Embed this calculator on your site for free.