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California closing cost & transfer tax calculator

Pre-filled for California at about the median home price ($760,000). The taxes here come to $836 — 0.11% of the price. Change the price, down payment or local rate to match your purchase.

State
Home price
Down paymentsome states also tax the mortgage
%

Transfer & recording taxes in California

$836

0.11% of the price · about $16,036 with other closing costs

  • Taxes set by contract / custom$836.00
  • Other closing costs (estimate)$15,200.00
Buyer's share of taxes
$0
Seller's share of taxes
$0
Either side (contract decides)
$836
Other closing costs (estimate)
$15,200
Cash to close for the buyer (down payment + costs, if the buyer pays the 'either' taxes)
$92,036

Not included: City transfer tax (Los Angeles, San Francisco, Oakland and ~40 other cities charge their own — add your city's rate).

Many cities add their own tax on top; Los Angeles adds a much higher tax on sales above about $5 million (Measure ULA).

California taxes on this purchase

Tax (usually paid by)Amount
County documentary transfer tax ($1.10 per $1,000) — by contract / local custom$836.00
Transfer taxes$836

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California transfer tax rules (2026)

Many cities add their own tax on top; Los Angeles adds a much higher tax on sales above about $5 million (Measure ULA).

TaxRateUsually paid by
County documentary transfer tax ($1.10 per $1,000)0.11%Contract / custom
City transfer taxCity transfer tax (Los Angeles, San Francisco, Oakland and ~40 other cities charge their own — add your city's rate)Varies — enter yoursContract / custom

California transfer tax by home price

Home priceBuyerSellerBy contractTotal taxes
$200,000$0$0$220$220 (0.11%)
$375,000$0$0$413$413 (0.11%)
$750,000$0$0$825$825 (0.11%)
$1,000,000$0$0$1,100$1,100 (0.11%)
$1,150,000$0$0$1,265$1,265 (0.11%)
$1,500,000$0$0$1,650$1,650 (0.11%)
$1,525,000$0$0$1,678$1,678 (0.11%)

10% down, principal residence. Taxes split by law are shown half to each side. Exemptions (first-time buyer, senior, affordable housing) aren't applied.

California vs other states

On a $400,000 home California's taxes are $440 (0.11%), the 31st highest of 51. States nearby in the ranking:

All states: real estate transfer tax by state. Monthly payment: California mortgage calculator · how much house you can afford in California.

Sources

Checked 2026-10-23. Rates change — we re-check every state on a schedule. Confirm with your title company or closing attorney.

Assumptions

  • Transfer and recording taxes use each state's published rates; exemptions (first-time buyer, senior, affordable housing) aren't applied unless noted.
  • Who pays a tax can be changed by the purchase contract; "either" means local custom or the contract decides.
  • Other closing costs (lender, title, appraisal, prepaid items) vary widely — use your Loan Estimate for real numbers.
  • California rules checked 2026-10-23: HomeLight — California transfer tax.

Frequently asked questions

How much is the transfer tax in California?+

On a $760,000 home (about the California median) the taxes come to $836, or 0.11% of the price: County documentary transfer tax ($1.10 per $1,000) $836 (contract / custom). That doesn't include the city transfer tax, which varies by location.

Who pays the transfer tax in California, the buyer or the seller?+

County documentary transfer tax ($1.10 per $1,000): contract / custom; City transfer tax: set by contract or local custom. Who pays can be negotiated in the purchase contract.

What are closing costs in California?+

Expect transfer and recording taxes ($836 on a $760,000 home) plus lender, title, appraisal and prepaid costs, which typically add about 2%–5% of the price nationally. Your lender's Loan Estimate shows the real numbers.

How does California compare with other states?+

On a $400,000 home, California's $440 in taxes ranks 31st highest of 50 states and DC. Delaware is highest at $16,000; 15 states charge no state transfer tax at all.

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Uses 2026 rules and limits. Last reviewed October 23, 2026. Calculator version 1.0.0. Sources: Freddie Mac (via industry summaries) — closing costs typically 2%–5% of the purchase price. Results are estimates for educational purposes, not financial, tax or lending advice. How we check our numbers. Embed this calculator on your site for free.