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New Hampshire transfer tax rules (2026)
1.5% in total, charged half to the buyer and half to the seller.
| Tax | Rate | Usually paid by |
|---|---|---|
| Real estate transfer tax — buyer's half ($0.75 per $100) | 0.75% | Buyer |
| Real estate transfer tax — seller's half ($0.75 per $100) | 0.75% | Seller |
New Hampshire transfer tax by home price
| Home price | Buyer | Seller | By contract | Total taxes |
|---|---|---|---|---|
| $200,000 | $1,500 | $1,500 | — | $3,000 (1.5%) |
| $225,000 | $1,688 | $1,688 | — | $3,375 (1.5%) |
| $450,000 | $3,375 | $3,375 | — | $6,750 (1.5%) |
| $700,000 | $5,250 | $5,250 | — | $10,500 (1.5%) |
| $925,000 | $6,938 | $6,938 | — | $13,875 (1.5%) |
| $1,000,000 | $7,500 | $7,500 | — | $15,000 (1.5%) |
| $1,500,000 | $11,250 | $11,250 | — | $22,500 (1.5%) |
10% down, principal residence. Taxes split by law are shown half to each side. Exemptions (first-time buyer, senior, affordable housing) aren't applied.
New Hampshire vs other states
On a $400,000 home New Hampshire's taxes are $6,000 (1.5%), the 5th highest of 51. States nearby in the ranking:
- Pennsylvania$8,000
- Washington$6,400
- Florida$4,780
- Connecticut$4,000
All states: real estate transfer tax by state. Monthly payment: New Hampshire mortgage calculator · how much house you can afford in New Hampshire.
Sources
Checked 2026-10-23. Rates change — we re-check every state on a schedule. Confirm with your title company or closing attorney.
Closing cost calculators for other states
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Assumptions
- Transfer and recording taxes use each state's published rates; exemptions (first-time buyer, senior, affordable housing) aren't applied unless noted.
- Who pays a tax can be changed by the purchase contract; "either" means local custom or the contract decides.
- Other closing costs (lender, title, appraisal, prepaid items) vary widely — use your Loan Estimate for real numbers.
- New Hampshire rules checked 2026-10-23: NH DRA — transfer tax declaration (CD-57-P); NH DRA fiscal note SB 301.
Frequently asked questions
How much is the transfer tax in New Hampshire?+
On a $460,000 home (about the New Hampshire median) the taxes come to $6,900, or 1.5% of the price: Real estate transfer tax — buyer's half ($0.75 per $100) $3,450 (buyer), Real estate transfer tax — seller's half ($0.75 per $100) $3,450 (seller).
Who pays the transfer tax in New Hampshire, the buyer or the seller?+
Real estate transfer tax — buyer's half ($0.75 per $100): buyer; Real estate transfer tax — seller's half ($0.75 per $100): seller. Who pays can be negotiated in the purchase contract.
What are closing costs in New Hampshire?+
Expect transfer and recording taxes ($6,900 on a $460,000 home) plus lender, title, appraisal and prepaid costs, which typically add about 2%–5% of the price nationally. Your lender's Loan Estimate shows the real numbers.
How does New Hampshire compare with other states?+
On a $400,000 home, New Hampshire's $6,000 in taxes ranks 5th highest of 50 states and DC. Delaware is highest at $16,000; 15 states charge no state transfer tax at all.
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Uses 2026 rules and limits. Last reviewed October 23, 2026. Calculator version 1.0.0. Sources: Freddie Mac (via industry summaries) — closing costs typically 2%–5% of the purchase price. Results are estimates for educational purposes, not financial, tax or lending advice. How we check our numbers. Embed this calculator on your site for free.