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Connecticut transfer tax rules (2026)
The state tax is marginal: 0.75% up to $800,000, 1.25% up to $2.5 million and 2.25% above. Paid by the seller.
| Tax | Rate | Usually paid by |
|---|---|---|
| State conveyance tax (residential) | 0.75%–2.25% (graduated) | Seller |
| Municipal conveyance taxMunicipal conveyance tax (0.25% in most towns; a few charge more) | 0.25% (pre-filled) | Contract / custom |
Connecticut transfer tax by home price
| Home price | Buyer | Seller | By contract | Total taxes |
|---|---|---|---|---|
| $200,000 | $0 | $1,500 | $500 | $2,000 (1%) |
| $400,000 | $0 | $3,000 | $1,000 | $4,000 (1%) |
| $600,000 | $0 | $4,500 | $1,500 | $6,000 (1%) |
| $800,000 | $0 | $6,000 | $2,000 | $8,000 (1%) |
| $1,000,000 | $0 | $8,500 | $2,500 | $11,000 (1.1%) |
| $1,500,000 | $0 | $14,750 | $3,750 | $18,500 (1.23%) |
10% down, principal residence, 0.25% local tax included. Taxes split by law are shown half to each side. Exemptions (first-time buyer, senior, affordable housing) aren't applied.
Connecticut vs other states
On a $400,000 home Connecticut's taxes are $4,000 (1%), the 7th highest of 51. States nearby in the ranking:
- New Hampshire$6,000
- Florida$4,780
- Vermont$3,940
- Michigan$3,440
All states: real estate transfer tax by state. Monthly payment: Connecticut mortgage calculator · how much house you can afford in Connecticut.
Sources
Checked 2026-10-23. Rates change — we re-check every state on a schedule. Confirm with your title company or closing attorney.
Closing cost calculators for other states
- Alabama
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- South Carolina
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- Virginia
- Washington
- West Virginia
- Wisconsin
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Assumptions
- Transfer and recording taxes use each state's published rates; exemptions (first-time buyer, senior, affordable housing) aren't applied unless noted.
- Who pays a tax can be changed by the purchase contract; "either" means local custom or the contract decides.
- Other closing costs (lender, title, appraisal, prepaid items) vary widely — use your Loan Estimate for real numbers.
- Connecticut rules checked 2026-10-23: Day Pitney — Connecticut conveyance tax increase; CT OLR report 2020-R-0020.
Frequently asked questions
How much is the transfer tax in Connecticut?+
On a $395,000 home (about the Connecticut median) the taxes come to $3,950, or 1% of the price: State conveyance tax (residential) $2,963 (seller), Municipal conveyance tax $988 (contract / custom).
Who pays the transfer tax in Connecticut, the buyer or the seller?+
State conveyance tax (residential): seller; Municipal conveyance tax: set by contract or local custom. Who pays can be negotiated in the purchase contract.
What are closing costs in Connecticut?+
Expect transfer and recording taxes ($3,950 on a $395,000 home) plus lender, title, appraisal and prepaid costs, which typically add about 2%–5% of the price nationally. Your lender's Loan Estimate shows the real numbers.
How does Connecticut compare with other states?+
On a $400,000 home, Connecticut's $4,000 in taxes ranks 7th highest of 50 states and DC. Delaware is highest at $16,000; 15 states charge no state transfer tax at all.
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Uses 2026 rules and limits. Last reviewed October 23, 2026. Calculator version 1.0.0. Sources: Freddie Mac (via industry summaries) — closing costs typically 2%–5% of the purchase price. Results are estimates for educational purposes, not financial, tax or lending advice. How we check our numbers. Embed this calculator on your site for free.