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Ohio closing cost & transfer tax calculator

Pre-filled for Ohio at about the median home price ($240,000). The taxes here come to $720 — 0.3% of the price. Change the price, down payment or local rate to match your purchase.

State
Home price
Down paymentsome states also tax the mortgage
%

Transfer & recording taxes in Ohio

$720

0.3% of the price · about $5,520 with other closing costs

  • Taxes set by contract / custom$720.00
  • Other closing costs (estimate)$4,800.00
Buyer's share of taxes
$0
Seller's share of taxes
$0
Either side (contract decides)
$720
Other closing costs (estimate)
$4,800
Cash to close for the buyer (down payment + costs, if the buyer pays the 'either' taxes)
$29,520

Counties add up to 0.3%.

Ohio taxes on this purchase

Tax (usually paid by)Amount
State conveyance fee ($1 per $1,000) — by contract / local custom$240.00
County conveyance fee — by contract / local custom$480.00
Transfer taxes$720

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Ohio transfer tax rules (2026)

Counties add up to 0.3%.

TaxRateUsually paid by
State conveyance fee ($1 per $1,000)0.1%Contract / custom
County conveyance feeCounty conveyance fee (up to $3 per $1,000; Franklin County's $2 is pre-filled)0.2% (pre-filled)Contract / custom

Ohio transfer tax by home price

Home priceBuyerSellerBy contractTotal taxes
$125,000$0$0$375$375 (0.3%)
$200,000$0$0$600$600 (0.3%)
$250,000$0$0$750$750 (0.3%)
$350,000$0$0$1,050$1,050 (0.3%)
$475,000$0$0$1,425$1,425 (0.3%)
$1,000,000$0$0$3,000$3,000 (0.3%)
$1,500,000$0$0$4,500$4,500 (0.3%)

10% down, principal residence, 0.2% local tax included. Taxes split by law are shown half to each side. Exemptions (first-time buyer, senior, affordable housing) aren't applied.

Ohio vs other states

On a $400,000 home Ohio's taxes are $1,200 (0.3%), the 25th highest of 51. States nearby in the ranking:

All states: real estate transfer tax by state. Monthly payment: Ohio mortgage calculator · how much house you can afford in Ohio.

Sources

Checked 2026-10-23. Rates change — we re-check every state on a schedule. Confirm with your title company or closing attorney.

Assumptions

  • Transfer and recording taxes use each state's published rates; exemptions (first-time buyer, senior, affordable housing) aren't applied unless noted.
  • Who pays a tax can be changed by the purchase contract; "either" means local custom or the contract decides.
  • Other closing costs (lender, title, appraisal, prepaid items) vary widely — use your Loan Estimate for real numbers.
  • Ohio rules checked 2026-10-23: Ohio Department of Taxation — real property conveyance fee; Franklin County — conveyance fee calculator.

Frequently asked questions

How much is the transfer tax in Ohio?+

On a $240,000 home (about the Ohio median) the taxes come to $720, or 0.3% of the price: State conveyance fee ($1 per $1,000) $240 (contract / custom), County conveyance fee $480 (contract / custom).

Who pays the transfer tax in Ohio, the buyer or the seller?+

State conveyance fee ($1 per $1,000): contract / custom; County conveyance fee: set by contract or local custom. Who pays can be negotiated in the purchase contract.

What are closing costs in Ohio?+

Expect transfer and recording taxes ($720 on a $240,000 home) plus lender, title, appraisal and prepaid costs, which typically add about 2%–5% of the price nationally. Your lender's Loan Estimate shows the real numbers.

How does Ohio compare with other states?+

On a $400,000 home, Ohio's $1,200 in taxes ranks 25th highest of 50 states and DC. Delaware is highest at $16,000; 15 states charge no state transfer tax at all.

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Uses 2026 rules and limits. Last reviewed October 23, 2026. Calculator version 1.0.0. Sources: Freddie Mac (via industry summaries) — closing costs typically 2%–5% of the purchase price. Results are estimates for educational purposes, not financial, tax or lending advice. How we check our numbers. Embed this calculator on your site for free.