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Oregon transfer tax rules (2026)
No state transfer tax. Washington County charges $1 per $1,000 (0.1%).
| Tax | Rate | Usually paid by |
|---|---|---|
| Washington County transfer taxWashington County transfer tax (0.1%) — add if your home is there | Varies — enter yours | Contract / custom |
Oregon vs other states
Oregon is one of 15 states with no state transfer tax. On a $400,000 home Delaware buyers and sellers pay $16,000 between them. States nearby in the ranking:
- New MexicoNo tax
- North DakotaNo tax
- TexasNo tax
- UtahNo tax
All states: real estate transfer tax by state. Monthly payment: Oregon mortgage calculator · how much house you can afford in Oregon.
Sources
Checked 2026-10-23. Rates change — we re-check every state on a schedule. Confirm with your title company or closing attorney.
Closing cost calculators for other states
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- District of Columbia
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Assumptions
- Transfer and recording taxes use each state's published rates; exemptions (first-time buyer, senior, affordable housing) aren't applied unless noted.
- Who pays a tax can be changed by the purchase contract; "either" means local custom or the contract decides.
- Other closing costs (lender, title, appraisal, prepaid items) vary widely — use your Loan Estimate for real numbers.
- Oregon rules checked 2026-10-23: Washington County, OR — transfer tax.
Frequently asked questions
Does Oregon have a real estate transfer tax?+
No. Oregon has no state real estate transfer tax. No state transfer tax. Washington County charges $1 per $1,000 (0.1%).
What are closing costs in Oregon?+
Without a transfer tax, Oregon closing costs are mostly lender fees, title insurance, appraisal, recording fees and prepaid interest and escrow — typically about 2%–5% of the price nationally. On a $500,000 home, 2% is about $10,000. Your lender's Loan Estimate shows the real numbers.
Who pays closing costs in Oregon?+
The buyer pays most lender and loan costs; the seller usually pays the real estate commission and often the owner's title policy, depending on local custom. Sellers can also agree to pay part of the buyer's costs as a concession.
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Uses 2026 rules and limits. Last reviewed October 23, 2026. Calculator version 1.0.0. Sources: Freddie Mac (via industry summaries) — closing costs typically 2%–5% of the purchase price. Results are estimates for educational purposes, not financial, tax or lending advice. How we check our numbers. Embed this calculator on your site for free.